Convenience Fee/No Fee Program
The only 360 degree Fully Compliant program for ARM.
Adheres to all State and Federal Regulations, Card Association Rules and FDCPA Regulations.
Eliminate Cost on All Eligible Compliant Transactions!
We provide a built-in logic to determine whether a convenience fee can be applied based on the residence State of the Consumer/Debtor, ensuring State compliance. Processes a single payment, which includes the principal amount and a flat amount for the convenience fee, to the Consumer’s/Debtor’s account. This ensures that Card Association compliance and ACH can be processed as two transactions.
Features
- Essentially eliminates the cost of accepting payments on all eligible compliant transactions.
- Eliminates worries about lawsuits, fines, and merchant cancellation.
- Accept Credit Cards & Debit Cards, HSA & FSA, and ACH Payments.
- Options to integrate into Web Applications, Desktop Applications, Mobile, and IVR with full PCI Scope Reduction.
Did you know…?
Most convenience fee solutions can save you money, but they’re not fully compliant with the Major Card Brands and FDCPA.
IES stays aware of industry Compliance, Regulations and Best Practices such as:
